Every Pakistani business deserves to get paid online.

Accept payments from Easypaisa, JazzCash and +35Pakistani banks, straight into your own account.

Start free trial →See how it works

Now live: Shopify Flow and the WordPress plugin

Easypaisa

JazzCash

NayaPay

SadaPay

HBL Konnect

UBL Omni

UPaisa

Zindagi

Paymo

Meezan Bank

Raqami Islamic Digital Bank

HBL

UBL

MCB Bank

Allied Bank (ABL)

Bank Alfalah

National Bank of Pakistan

Askari Bank

Faysal Bank

Bank Al Habib

JS Bank

Soneri Bank

Bank of Punjab

Bank of Khyber

Dubai Islamic Bank Pakistan

BankIslami Pakistan

Al Baraka Bank

Habib Metropolitan Bank

Standard Chartered Pakistan

Sindh Bank

First Women Bank

Zarai Taraqiati Bank (ZTBL)

Citibank Pakistan

ICBC Pakistan

Deutsche Bank Pakistan

Habib Bank AG Zurich

Telenor Microfinance Bank

Mobilink Microfinance Bank

Khushhali Microfinance Bank

U Microfinance Bank

NRSP Microfinance Bank

Apna Microfinance Bank

Easypaisa

JazzCash

NayaPay

SadaPay

HBL Konnect

UBL Omni

UPaisa

Zindagi

Paymo

Meezan Bank

Raqami Islamic Digital Bank

HBL

UBL

MCB Bank

Allied Bank (ABL)

Bank Alfalah

National Bank of Pakistan

Askari Bank

Faysal Bank

Bank Al Habib

JS Bank

Soneri Bank

Bank of Punjab

Bank of Khyber

Dubai Islamic Bank Pakistan

BankIslami Pakistan

Al Baraka Bank

Habib Metropolitan Bank

Standard Chartered Pakistan

Sindh Bank

First Women Bank

Zarai Taraqiati Bank (ZTBL)

Citibank Pakistan

ICBC Pakistan

Deutsche Bank Pakistan

Habib Bank AG Zurich

Telenor Microfinance Bank

Mobilink Microfinance Bank

Khushhali Microfinance Bank

U Microfinance Bank

NRSP Microfinance Bank

Apna Microfinance Bank

Your customer pays from the app already on their phone. DPay confirms it by itself, usually in seconds.

How it works

WebsiteWhatsApp

From shop to paidFrom link to paidin five moves.in four moves.

01 / 05

They find it on your site.

Your customer browses your shop, picks what they like and adds it to the cart. Shown here: Apnao.pk, a marketplace that takes payments with DPay.

02 / 05

They check out with DPay.

Bank transfer, Easypaisa and JazzCash at your checkout, through the WooCommerce plugin, the Shopify app or the API. No account number typed out by hand.

03 / 05

They pick their app.

Easypaisa, JazzCash, SadaPay or any of 47 banks and wallets. Whatever is already on their phone.

04 / 05

They pay you. Directly.

The order total and a reference, straight into the shop's own account. DPay never touches the money.

05 / 05

Order confirmed. By itself.

DPay verifies the transfer and the order confirms on its own. No WhatsApp follow-up, no screenshot, no checking the bank app.

01 / 04

Send one link.

Drop it in a WhatsApp chat, an Instagram DM or on your website. Your customer needs nothing new: no app to install, no card, no account.

02 / 04

They pick their app.

Easypaisa, JazzCash, SadaPay or any of 47 banks and wallets. Whatever is already on their phone.

03 / 04

They pay you. Directly.

The exact amount and a reference, straight into your own NayaPay, Raqami or Meezan account. DPay never touches the money.

04 / 04

Verified. Done.

DPay confirms the payment by itself, usually in seconds. The order confirms, the customer gets a receipt, and nobody asks for a screenshot.

9:41

HSHira Shahidonline

Today

Assalam o alaikum! Tan Chelsea boots in size 42 available? 😍4:12 PM

Chelsea boots, tan, 42

Rs 18,500 · Anarkali Leather Co.

pay.dpay.com.pk

Walaikum assalam! Yes, Rs 18,500. Pay here, it confirms by itself 👇 pay.dpay.com.pk/l/plink_7xk2m9qa4t4:13 PM

JazakAllah, paying now 👍4:15 PM

Message

Chelsea boots, tan, 42

Rs 18,500

Which app are you paying from?

Easypaisa

JazzCash

SadaPay

NayaPay

HBL

Meezan

UBL

MCB

+39more

Continue with Easypaisa

Open Easypaisa and send exactly

Rs 18,500

To the shop's account

Anarkali Leather Co.NayaPay · 03•• ••• ••67Copy

ReferenceDPAY-8F4K29Copy

Waiting for your transfer…

I have sent the payment

Payment verified

Rs 18,500 from Easypaisa

OrderORD-1042

StatusConfirmed

ReceiptSent by email

Back to the shop

apnao.pk

Ronin Pebble R-7130 Wireless Earbuds

Rs 5,499

Colour · Beige

Quantity

−1+

Add to Cart

apnao.pk

Checkout

Ronin Pebble R-7130 EarbudsBeige · × 1

TotalRs 5,499

Bilal AhmedGulshan-e-Iqbal, KarachiEdit

Payment

Bank transfer / Easypaisa / JazzCash

Pay from Easypaisa, JazzCash, NayaPay or any bank app. Your order is confirmed automatically the moment the transfer lands.

Place order · Rs 5,499

Order #2481 · Ronin Pebble R-7130 Earbuds

Rs 5,499

Which app are you paying from?

Easypaisa

JazzCash

SadaPay

NayaPay

HBL

Meezan

UBL

MCB

+39more

Continue with JazzCash

Open JazzCash and send exactly

Rs 5,499

To the shop's account

Apnao.pkNayaPay · 03•• ••• ••67Copy

ReferenceDPAY-3QH7MXCopy

Waiting for your transfer…

I have sent the payment

apnao.pk

Thank you, Bilal.

Your order is paid and confirmed.

Order#2481

TotalRs 5,499

Paid fromJazzCash

StatusConfirmed

Deliver toBilal Ahmed, Karachi

Continue shopping

DPaynowPayment received · Rs 18,500 · Order ORD-1042

DPaynowOrder #2481 paid · Rs 5,499 · Apnao.pk

No NTN.No gateway approval.No per‑sale fees.No screenshots.Just paid.

Built for how Pakistanactually pays.

Onboarding

Live before your chai gets cold.

Sign up, add the account you already have, and you are taking payments in about five minutes. No NTN, no forms, no approval queue.

Pricing

No cut. Not even a little one.

One flat plan a month. Sell ten thousand or ten lakh, your price stays the same and every rupee is yours.

Every bank

47 ways to pay you.

Easypaisa, JazzCash, SadaPay, NayaPay, HBL, Meezan and the rest. Your customer pays from whatever is already on their phone.

Your money

Straight into your account.

Customers pay your own NayaPay, Raqami or Meezan account. DPay never holds a rupee, so there is nothing to settle and nothing to withdraw.

Your account

↓Received+ Rs 18,500

↓Received+ Rs 2,400

↓Received+ Rs 7,950

Verification

Paid means paid.

Every payment is verified automatically, usually in seconds. No screenshots to squint at, no bank app to refresh.

Your brand

A checkout that looks like your shop.

Your logo, your colour and a line of trust on the page your customers pay on. Familiar pages get finished.

Link

Pay

Verified

Shipped

That is the whole flow. There is no screenshot anywhere in it.

Everything to run a store

Not just a checkout.The whole back office.

Invoices that settle themselves

Sent with the PDF the moment you create one. When the transfer lands it marks itself paid and the receipt goes out.

Payment links

Create once, share everywhere. Every open is a fresh checkout with its own reference.

pay.dpay.com.pk/bootsWhatsAppInstagramSMS

Subscriptions, no card on file

An invoice every month, paid by transfer. DPay tracks which months are settled.

Included for every business

Your brand on the checkout.

Your customers pay on a page that looks like your shop, not like someone else's. A checkout people recognise is one they finish.

Your logoAt the top of every payment page.
Your colourOn the buttons and highlights.
A line of trustYour official number, or the year you opened.
Everywhere you sendCheckouts, payment links and invoices.

Create your account →

Customers

Built from every paid order: totals, history, what they bought.

Analytics

Sales by day, how many checkouts get paid, and how fast.

Signed webhooks

Your order confirms itself the moment the payment does.

✓ payment.succeeded
order_id: ORD-1042

WooCommerce, Shopify, any website

The WooCommerce plugin, the Shopify app, or one endpoint from your own code. Or let our team set it up for you.

WooCommerceShopifyShopify FlowREST API

Paid every morning

Yesterday's sales reach your bank or NayaPay at 6:00, weekends included, with a statement for your books.

✓ payout.sent · 06:00
14 orders · Rs 23,854

An API your AI can read

The reference as llms.txt, with a ready-to-paste prompt for Claude or Cursor. Integrate in an afternoon.

API reference llms.txt

Your money,every morning.

1Bill and QR

Every order has its own ID: customers pay from any bank or wallet app.

Paid by 6:00

Yesterday's sales reach your account every morning, weekends included.

Every rupee recorded

Each order, fee and payout in your statement, ready for your accountant.

Pricing

Pay per order.Paid every morning.

No monthly fee and never a percentage: a fixed number of rupees for each paid order, taken from your payout. Everything paid yesterday is in your account at 6:00 today.

Order amount	DPay fee per order	At the top of the range
Rs 100 – 499	Rs 7	1.4% of PKR 499
Rs 500 – 999	Rs 12	1.2% of PKR 999
Rs 1,000 – 2,499	Rs 22	0.9% of PKR 2,499
Rs 2,500 – 4,999	Rs 39	0.8% of PKR 4,999
Rs 5,000 – 9,999	Rs 65	0.7% of PKR 9,999
Rs 10,000 – 24,999	Rs 119	0.5% of PKR 24,999
Rs 25,000 and above	Rs 199	less than 1%

No monthly feeNo plan to choose, no limit on orders. You pay only when you are paid, and it comes out of your payout.
PKR 1,999 onceTaken from your first payouts, never asked for up front. It includes our team putting DPay on your WooCommerce or Shopify store within 24–48 hours.
Paid every morningEverything your customers paid yesterday reaches your bank or NayaPay at 6:00, weekends included. Couriers hold COD for 7–14 days.
Every feature1Bill ID and QR for every order, payment links, invoices, subscriptions, your brand on the checkout, outlets, API and webhooks.

Create your account

A new business's first payout comes 3 days after it goes live. Less than PKR 500 waits for the next morning. The smallest order is Rs 100. Details on the pricing page.

Questions

Straight answers.

Something else? Ask us, a person replies.

How do my customers pay?+

Every order gets its own 1Bill ID and QR. The customer pays from the app they already use (Easypaisa, JazzCash, HBL, Meezan and every app with 1Bill, or a QR scan in NayaPay) and the order is marked paid by itself within seconds. Nothing to copy, nothing to type, no screenshots.

When do I get my money?+

Every morning at 6:00, weekends included: everything your customers paid the day before, straight to your bank account or NayaPay.

Do I need a merchant account or anything to connect?+

No. Sign up, verify your identity (your CNIC) and tell us where to pay you. There is no receiving account to set up and no bank alerts to forward.

What does it cost?+

No monthly fee. A small, fixed fee per paid order, in rupees: Rs 7 to Rs 199 depending on the order's size, about 1% on a typical order. And 1,999 rupees once, taken from your first payouts, which includes us setting up your store.

Who holds the money in between?+

Customers pay into Downlabs' NayaPay Business account, which collects for you as your agent. NayaPay credits each day's payments that night, and DPay pays you out the next morning. Every order and payout is in your statement.

How do refunds work?+

After your payout you return the money from your own account and record it in DPay, so your store and your books agree. If a customer pays twice, tell us.

Ready.Set.Get paid.

Your CNIC and an account to be paid into. Nothing to connect, nothing to pay up front.

Create your account Talk to us